The "top 3 expenditures" vary significantly depending on whether you are looking at an average household, a business, or the government. Each sector prioritizes spending differently based on its core needs and Accounting Services in Jersey City. For the average American household, spending is dominated by essential costs related to living, commuting, and food. Based on U.S. Bureau of Labor Statistics (BLS) Consumer Expenditure Survey data, the top three categories consistently are:










